TokenBank 简体中文 · 固定收益率
在链上怎样获得固定收益率？
要点
我们的数据中有25个固定收益率代币，最高为PT-sUSDfr-28JAN2027 (fixed rate to 2027-01-28)的25.64%，中位数7.9%。到期日从2026-11-26到2036-10。收益率取决于买入价格，只有持有到期才能锁定。
Pendle 本金代币（PT）和有到期日的代币化债券以低于面值的价格买入，到期按 1:1 兑付，因此持有到期即可锁定收益率。到期前卖出的价格由市场决定，标的资产本身的风险依然存在。
数据日期 2026-11-12 · 非投资建议。谁可以购买由发行人决定。 · English
| 代币 | 发行人 | 收益率 | 最低投资额 | 区块链 | 状态 |
|---|---|---|---|---|---|
| Pendle — PT-sUSDfr-28JAN2027 (fixed rate to 2027-01-28) on Ethereum DL-PENDLEV2-SUSDFR-ETHEREUM-7E58 | Pendle (protocol) | 25.64% (固定至 2027-01-28, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-reUSDe-10DEC2026 (fixed rate to 2026-12-10) on Ethereum DL-PENDLEV2-REUSDE-ETHEREUM-2C9D | Pendle (protocol) | 18.14% (固定至 2026-12-10, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-sUSDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum DL-PENDLEV2-SUSDX-ETHEREUM-23A7 | Pendle (protocol) | 16.85% (固定至 2026-12-03, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-USD3-17DEC2026 (fixed rate to 2026-12-17) on Ethereum DL-PENDLEV2-USD3-ETHEREUM-B649 | Pendle (protocol) | 15.15% (固定至 2026-12-17, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-apyUSD-11FEB2027 (fixed rate to 2027-02-11) on Ethereum DL-PENDLEV2-APYUSD-ETHEREUM-2B92 | Pendle (protocol) | 14.39% (固定至 2027-02-11, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-USDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum DL-PENDLEV2-USDX-ETHEREUM-B0B3 | Pendle (protocol) | 12.58% (固定至 2026-12-03, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-strUSD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-STRUSD-ETHEREUM-5768 | Pendle (protocol) | 12.13% (固定至 2026-11-26, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-reUSD-10DEC2026 (fixed rate to 2026-12-10) on Ethereum DL-PENDLEV2-REUSD-ETHEREUM-7ABA | Pendle (protocol) | 11.53% (固定至 2026-12-10, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-strUSD-04FEB2027 (fixed rate to 2027-02-04) on Monad DL-PENDLEV2-STRUSD-MONAD-BB23 | Pendle (protocol) | 11.45% (固定至 2027-02-04, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Monad | 存续中 |
| Lcl Opportunities 3 S.a R.l. 10.5% 2030 (digital bond) LU3396978176 | Lcl Opportunities 3 S.a R.l. | 10.5% 票息 checked 14 Oct 2026 | — | — | 存续中 |
| Pendle — PT-siUSD-07JAN2027 (fixed rate to 2027-01-07) on Ethereum DL-PENDLEV2-SIUSD-ETHEREUM-0757 | Pendle (protocol) | 9.66% (固定至 2027-01-07, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-sUSDai-25FEB2027 (fixed rate to 2027-02-25) on Arbitrum DL-PENDLEV2-SUSDAI-ARBITRUM-B44D | Pendle (protocol) | 9.04% (固定至 2027-02-25, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Arbitrum | 存续中 |
| Pendle — PT-USDat-14JAN2027 (fixed rate to 2027-01-14) on Ethereum DL-PENDLEV2-USDAT-ETHEREUM-C359 | Pendle (protocol) | 7.89% (固定至 2027-01-14, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-mAPOLLO-18MAR2027 (fixed rate to 2027-03-18) on Ethereum DL-PENDLEV2-MAPOLLO-ETHEREUM-43FB | Pendle (protocol) | 7.04% (固定至 2027-03-18, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-sUSDS-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDS-ETHEREUM-0A3E | Pendle (protocol) | 5.84% (固定至 2026-11-26, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-sUSDD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDD-ETHEREUM-714F | Pendle (protocol) | 5.45% (固定至 2026-11-26, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-AUSD-17DEC2026 (fixed rate to 2026-12-17) on Monad DL-PENDLEV2-AUSD-MONAD-653D | Pendle (protocol) | 5.4% (固定至 2026-12-17, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Monad | 存续中 |
| Pendle — PT-sUSDe-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDE-ETHEREUM-FC9A | Pendle (protocol) | 5.31% (固定至 2026-11-26, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-sUSDe-28JAN2027 (fixed rate to 2027-01-28) on Monad DL-PENDLEV2-SUSDE-MONAD-CD86 | Pendle (protocol) | 4.65% (固定至 2027-01-28, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Monad | 存续中 |
| Societe Generale 4.015% 2026 (digital bond) FR001400MDG5 | Societe Generale | 4.015% 票息 checked 14 Oct 2026 | — | — | 存续中 |
| Asian Infrastructure Investment Bank 4% 2027 (digital bond) XS2615318362 | Asian Infrastructure Investment Bank | 4% 票息 checked 14 Oct 2026 | — | — | 存续中 |
| Grand Duchy of Luxembourg — Luxembourg 3.70% 10-year DLT-native sovereign benchmark bond LU-DLT-BENCH-2036 | Grand Duchy of Luxembourg | 3.7% 票息 checked 15 Oct 2026 | — | Issued through LuxCSD on Clearstream's D7 DLT platform; Spuerkeess lead manager | 存续中 |
| Asian Infrastructure Investment Bank 3.278% 2027 (digital bond) XS2930599779 | Asian Infrastructure Investment Bank | 3.278% 票息 checked 14 Oct 2026 | — | — | 存续中 |
| Pendle — PT-wstETH-30DEC2027 (fixed rate to 2027-12-30) on Ethereum DL-PENDLEV2-WSTETH-ETHEREUM-97F2 | Pendle (protocol) | 2.32% (固定至 2027-12-30, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Pendle — PT-kHYPE-25MAR2027 (fixed rate to 2027-03-25) on Hyperliquid L1 DL-PENDLEV2-KHYPE-HYPERLIQUIDL1-579C | Pendle (protocol) | 1.81% (固定至 2027-03-25, DefiLlama 2026-11-12) checked 12 Nov 2026 | 无最低金额 | Hyperliquid L1 | 存续中 |
常见问题
什么是 PT（本金代币）？
把生息代币拆分为“本金”和“收益”两部分后的本金部分。折价买入，到期可兑换 1 单位标的资产。
固定收益率就不会亏损吗？
不是。标的资产发行人或智能合约出现问题仍会造成损失；以美元计价的还有汇率风险。
延伸阅读