Tokenization & crypto licensing in Romania
What the authorities publish on tokenized assets and digital-asset providers, and why it could or could not be read.
Buying crypto in Romania: what to know
Legal- Autoritatea de Supraveghere Financiară (ASF) — Non-bank financial market supervisor
- Agenția Națională de Administrare Fiscală (ANAF) — Tax authority; receives DAC8 crypto reports
Crypto gains made from 1 January 2026 are taxed at 16% (10% before). Small gains under RON 200 per trade are tax-free if the year's total stays at or below RON 600.
Gains: 16% flat (gains from 1 Jan 2026; 10% for gains up to 31 Dec 2025)
- The higher 16% rate applies to gains made from 1 January 2026.
- Once yearly gains pass RON 600, the small-gain exemption no longer applies.
- The health contribution (CASS) can also be due on income from other sources above set thresholds.
- Since 1 July 2026, check that your provider is listed in the ESMA interim MiCA register.
Checked 2026-11-09 · Confidence: medium · Sources: [1][2][3][4][5][6]
Not confirmed: Whether Romania has designated a MiCA competent authority (ASF) by Nov 2026: a StartupCafe article of 5 Jul 2026 quotes ASF saying it is not currently designated and a draft ordinance was pending; not confirmed on asfromania.ro (site not readable). · Whether crypto-to-crypto swaps are taxable events (no ANAF guidance found). · Whether crypto losses can be offset against gains (law taxes only the positive difference; no explicit rule found). · Current 2026 CASS thresholds for income from other sources. · Tax treatment of staking, mining and lending rewards; first DAC8 reporting deadline in Romania.
Compiled to the best of our knowledge from the sources linked. Information, not tax or legal advice. Rules change — check the linked official sources before acting.
Found an error or something out of date? Tell us at [email protected] — we check and correct it.
What the authorities publish — and what we read
Status: No public register. Every address below was loaded, not guessed. A register entry records that an authority licensed, registered or approved something; it says nothing about whether you may or should buy it.
| Authority | Register | Finding |
|---|---|---|
| ASF (Autoritatea de Supraveghere Financiară); MiCA competent authority NOT designated (per ASF statement, July 2026) | none (ASF 'Registre entități autorizate' covers insurance, capital market and pensions; no crypto/DLT register) | No public register |