Tokenization & crypto licensing in Poland
What the authorities publish on tokenized assets and digital-asset providers, and why it could or could not be read. 1 instruments from here are in our catalogue.
Buying crypto in Poland: what to know
Legal- Polish Financial Supervision Authority (KNF) — Competent authority only for e-money token issuers; not designated for CASPs (KNF statement, Feb 2026)
- ESMA — Keeps the EU register of MiCA-authorised CASPs that can passport into Poland
- National Revenue Administration (KAS) — Taxation
Selling crypto for money, goods or services is taxed at a flat 19% on PIT-38; swapping one crypto for another is not taxed. Unused costs roll forward instead of losses.
Gains: 19% flat (PIT-38)
- Polish-based providers without an EU MiCA authorisation lost the transitional right to provide services after 1 July 2026.
- Check ESMA's register and the KNF public warning list.
- The President's office has submitted its own bill, so the domestic regime may change.
Checked 2026-10-29 · Confidence: medium · Sources: [1][2][3][4][5][6]
Not confirmed: Earlier claim of a 'fourth government bill' announced in Sept 2026: not confirmed, replaced. · Staking treatment in tax rulings not checked. · Polish DAC8 transposition status not checked. · Override vote is from a news aggregator; Bird & Bird, intellinews and cryptotimes blocked automated access.
Compiled to the best of our knowledge from the sources linked. Information, not tax or legal advice. Rules change — check the linked official sources before acting.
Found an error or something out of date? Tell us at [email protected] — we check and correct it.
What the authorities publish — and what we read
Status: No public register. Every address below was loaded, not guessed. A register entry records that an authority licensed, registered or approved something; it says nothing about whether you may or should buy it.
| Authority | Register | Finding |
|---|---|---|
| KNF / UKNF (Komisja Nadzoru Finansowego); MiCA competent authority not designated (only EMT issuers) | none (no national tokenized-securities / DLT register; no MiCA register at KNF) | No public register about 0 entries |
In our catalogue: 1 instruments from Poland
1 live.