TokenBank bahasa Indonesia · Tanpa KYC
Token RWA mana yang bisa dibeli dengan dompet sendiri tanpa KYC?
Ringkasan
Data kami mencatat 64 token aset nyata dan berimbal hasil yang bisa diperdagangkan tanpa KYC di pasar sekunder. Imbal hasil tertinggi: Pendle — PT-sUSDfr-28JAN2027 (fixed rate to 2027-01-28) sebesar 25.42%. Penukaran langsung ke penerbit mungkin tetap memerlukan KYC.
Banyak token aset nyata mewajibkan verifikasi identitas saat penerbitan, tetapi sebagian bisa diperdagangkan bebas di bursa terdesentralisasi setelahnya. Daftar ini berisi token yang terkonfirmasi tidak memerlukan KYC di pasar sekunder. Tanpa KYC bukan berarti legal di negara Anda; periksa aturan setempat.
Data per 2026-11-11 · Bukan saran investasi. Penerbit yang menentukan siapa yang boleh membeli. · English
Menampilkan 50 dari 64 · semuanya tersedia di API terbuka
| Token | Penerbit | Imbal hasil | Minimum | Blockchain | Status |
|---|---|---|---|---|---|
| Pendle — PT-sUSDfr-28JAN2027 (fixed rate to 2027-01-28) on Ethereum DL-PENDLEV2-SUSDFR-ETHEREUM-7E58 | Pendle (protocol) | 25.42% (tetap hingga 2027-01-28, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-reUSDe-10DEC2026 (fixed rate to 2026-12-10) on Ethereum DL-PENDLEV2-REUSDE-ETHEREUM-2C9D | Pendle (protocol) | 18.09% (tetap hingga 2026-12-10, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-sUSDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum DL-PENDLEV2-SUSDX-ETHEREUM-23A7 | Pendle (protocol) | 16.85% (tetap hingga 2026-12-03, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-USD3-17DEC2026 (fixed rate to 2026-12-17) on Ethereum DL-PENDLEV2-USD3-ETHEREUM-B649 | Pendle (protocol) | 15.35% (tetap hingga 2026-12-17, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-apyUSD-11FEB2027 (fixed rate to 2027-02-11) on Ethereum DL-PENDLEV2-APYUSD-ETHEREUM-2B92 | Pendle (protocol) | 14.31% (tetap hingga 2027-02-11, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-USDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum DL-PENDLEV2-USDX-ETHEREUM-B0B3 | Pendle (protocol) | 12.69% (tetap hingga 2026-12-03, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-strUSD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-STRUSD-ETHEREUM-5768 | Pendle (protocol) | 12.4% (tetap hingga 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-reUSD-10DEC2026 (fixed rate to 2026-12-10) on Ethereum DL-PENDLEV2-REUSD-ETHEREUM-7ABA | Pendle (protocol) | 11.55% (tetap hingga 2026-12-10, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-strUSD-04FEB2027 (fixed rate to 2027-02-04) on Monad DL-PENDLEV2-STRUSD-MONAD-BB23 | Pendle (protocol) | 11.45% (tetap hingga 2027-02-04, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Monad | aktif |
| OnRe ONyc (tokenized reinsurance, Solana) ONyc | OnRe (OnRe SAC Ltd, Bermuda, BMA) | ~11.0% (estimated, onre.finance, 2026-10-28) checked 28 Oct 2026 | Tanpa minimum | Solana | aktif |
| Pendle — PT-siUSD-07JAN2027 (fixed rate to 2027-01-07) on Ethereum DL-PENDLEV2-SIUSD-ETHEREUM-0757 | Pendle (protocol) | 9.84% (tetap hingga 2027-01-07, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-sUSDai-25FEB2027 (fixed rate to 2027-02-25) on Arbitrum DL-PENDLEV2-SUSDAI-ARBITRUM-B44D | Pendle (protocol) | 9.04% (tetap hingga 2027-02-25, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Arbitrum | aktif |
| Pendle — PT-USDat-14JAN2027 (fixed rate to 2027-01-14) on Ethereum DL-PENDLEV2-USDAT-ETHEREUM-C359 | Pendle (protocol) | 7.55% (tetap hingga 2027-01-14, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Pendle — PT-mAPOLLO-18MAR2027 (fixed rate to 2027-03-18) on Ethereum DL-PENDLEV2-MAPOLLO-ETHEREUM-43FB | Pendle (protocol) | 7.04% (tetap hingga 2027-03-18, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| usd.ai (staked) sUSDai | usd.ai | ~6.77% (variabel) checked 9 Nov 2026 | Tanpa minimum | Arbitrum | aktif |
| Pendle — PT-sUSDS-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDS-ETHEREUM-0A3E | Pendle (protocol) | 5.87% (tetap hingga 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Curve Savings crvUSD scrvUSD | Curve Finance | ~5.83% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Marinade Staked SOL mSOL | Marinade | ~5.47% (in SOL) checked 9 Nov 2026 | Tanpa minimum | Solana | aktif |
| Pendle — PT-AUSD-17DEC2026 (fixed rate to 2026-12-17) on Monad DL-PENDLEV2-AUSD-MONAD-653D | Pendle (protocol) | 5.41% (tetap hingga 2026-12-17, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Monad | aktif |
| Pendle — PT-sUSDD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDD-ETHEREUM-714F | Pendle (protocol) | 5.34% (tetap hingga 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Staked Frax USD sfrxUSD | Frax Finance | ~5.3% (~4-5%) checked 9 Nov 2026 | Tanpa minimum | Ethereum / Fraxtal | aktif |
| Pendle — PT-sUSDe-26NOV2026 (fixed rate to 2026-11-26) on Ethereum DL-PENDLEV2-SUSDE-ETHEREUM-FC9A | Pendle (protocol) | 5.1% (tetap hingga 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Maple Syrup USDC syrupUSDC | Maple Finance | ~5.08% checked 9 Nov 2026 | Tanpa minimum | Ethereum / Solana / Base | aktif |
| Ethena Staked USDe sUSDe | Ethena Labs | ~5.0% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+L2) | aktif |
| Jito Staked SOL jitoSOL | Jito | ~4.83% (in SOL, incl. MEV) checked 9 Nov 2026 | Tanpa minimum | Solana | aktif |
| Pendle — PT-sUSDe-28JAN2027 (fixed rate to 2027-01-28) on Monad DL-PENDLEV2-SUSDE-MONAD-CD86 | Pendle (protocol) | 4.57% (tetap hingga 2027-01-28, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Monad | aktif |
| Usual USD0++ USD0++ | Usual | ~4.47% (T-bill base + USUAL rewards) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Jupiter Lend (USDC) JUP-LEND | Jupiter (protocol) | ~4% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Solana | aktif |
| JustLend USDD (Tron) USDD-JL | JustLend DAO (Tron) | ~4% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Tron | aktif |
| Sky Savings Token sUSDS | Sky (MakerDAO) | ~3.8% checked 9 Nov 2026 | Tanpa minimum | Ethereum (+Solana, Base) | aktif |
| Ondo US Dollar Yield USDY | Ondo Finance | ~3.75% checked 9 Nov 2026 | ~$50 (pasar sekunder) | Ethereum / Solana (+10) | aktif |
| Aave USDC Lending AAVE-USDC | Aave (protocol) | ~3.7% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+many L2s) | aktif |
| Falcon USDf (staked) sUSDf | Falcon Finance | ~3.66% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Spark Savings SPARK | Spark (Sky ecosystem) | ~3.6% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Ethereum / Arbitrum / Base | aktif |
| Morpho Vaults (USDC) MORPHO | Morpho (vaults by curators) | ~3.5-5% (net, largest USDC vaults; variabel) checked 19 Oct 2026 | Tanpa minimum | Ethereum / Base (+) | aktif |
| Midas mTBILL mTBILL | Midas | ~3.42% (tracks T-bills) checked 18 Oct 2026 | Tanpa minimum | Ethereum (+L2s, Algorand) | aktif |
| Centrifuge RWA Vaults CENTRIFUGE | Centrifuge (vaults per manager) | ~3-6% (per vault, variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Ethereum / Avalanche (+) | aktif |
| ether.fi Staked ETH weETH | ether.fi | ~2.97% (in ETH + restaking) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+L2s) | aktif |
| Pendle — PT-wstETH-30DEC2027 (fixed rate to 2027-12-30) on Ethereum DL-PENDLEV2-WSTETH-ETHEREUM-97F2 | Pendle (protocol) | 2.3% (tetap hingga 2027-12-30, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Lido Staked ETH stETH | Lido DAO | ~2.25% (in ETH) checked 9 Nov 2026 | Tanpa minimum (any amount of ETH) | Ethereum (+L2s) | aktif |
| Rocket Pool Staked ETH rETH | Rocket Pool | ~1.93% (in ETH) checked 9 Nov 2026 | Mulai ~0.01 ETH | Ethereum (+L2s) | aktif |
| Pendle — PT-kHYPE-25MAR2027 (fixed rate to 2027-03-25) on Hyperliquid L1 DL-PENDLEV2-KHYPE-HYPERLIQUIDL1-579C | Pendle (protocol) | 1.81% (tetap hingga 2027-03-25, DefiLlama 2026-11-11) checked 11 Nov 2026 | Tanpa minimum | Hyperliquid L1 | aktif |
| Savings DAI sDAI | Sky (MakerDAO) | ~1.25% checked 9 Nov 2026 | Tanpa minimum | Ethereum (+Gnosis, L2) | aktif |
| Backed S&P 500 (bCSPX) bCSPX | Backed Finance | — | Pecahan | Ethereum / Base (+) | aktif |
| Level lvlUSD lvlUSD | Level (Peregrine) | — | Tanpa minimum | Ethereum | aktif |
| Mountain Protocol USDM USDM | Mountain Protocol | — | Tanpa minimum | Ethereum (+L2s) | berakhir |
| Noble Dollar USDN | Noble | — | Tanpa minimum | Cosmos (Noble) / IBC | berakhir |
| Resolv USR USR | Resolv Labs | — | Tanpa minimum | Ethereum / Base | berakhir |
| VNX Gold VNXAU | VNX (Liechtenstein) | — | Pecahan (~1g equivalent) | Ethereum / Polygon / Solana (+) | aktif |
| Backed $ ZPR1 1-3 Month T-Bill bZPR1 | Backed Finance | — | — | Ethereum / Base (+6) | aktif |
Pertanyaan umum
Kalau beli tanpa KYC, bisa dicairkan?
Tidak selalu. Penukaran langsung ke penerbit biasanya memerlukan verifikasi identitas, sehingga token seperti ini biasanya dijual kembali di bursa.
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