TokenBank bahasa Indonesia · Imbal hasil tertinggi
Token mana yang imbal hasilnya paling tinggi saat ini?
Ringkasan
Data kami mencatat 44 produk dengan imbal hasil yang diumumkan dari 39 penerbit. Tertinggi: reUSDe (Re Protocol) sebesar 11.8%, disusul ONyc sebesar 11.02% dan REENTAL sebesar 10%. Median semua produk: 3.8%. Angka teratas sering berasal dari hadiah sementara dan bisa turun cepat.
Halaman ini mengurutkan semua produk dengan imbal hasil yang diumumkan dari yang tertinggi. Imbal hasil tinggi hampir selalu berarti risiko lebih tinggi: hadiah token yang nilainya tidak pasti, pasar kecil, leverage, atau peminjam yang lebih berisiko. Angkanya variabel, bisa berubah setiap hari, dan bukan janji pembayaran. Penerbit menentukan siapa yang boleh membeli.
Data per 2026-11-09 · Bukan saran investasi. Penerbit yang menentukan siapa yang boleh membeli. · English
| Token | Penerbit | Imbal hasil | Minimum | Blockchain | Status |
|---|---|---|---|---|---|
| Re Protocol reUSDe (mezzanine reinsurance tranche) reUSDe | Re Protocol (Resilience (BVI) Ltd; underwriting Cover Reinsurance SPC, Cayman, CIMA) | ~11.8% (Re app, 2026-10-28) checked 28 Oct 2026 | Tanpa minimum | Ethereum / Berachain | aktif |
| OnRe ONyc (tokenized reinsurance, Solana) ONyc | OnRe (OnRe SAC Ltd, Bermuda, BMA) | ~11.0% (estimated, onre.finance, 2026-10-28) checked 28 Oct 2026 | Tanpa minimum | Solana | aktif |
| Reental (tokenized EU real estate) REENTAL | Reental | 10-12% (projected annual rental return, per project) checked 19 Oct 2026 | €500 / project | Ethereum | aktif |
| RealT (tokenized US rental real estate) REALT | RealToken | Payouts suspended (stated median rent 9.82%) checked 12 Oct 2026 | ~$50 per token | Gnosis Chain / Ethereum | aktif |
| Nexo Earn (Stablecoins) NEXO-EARN | Nexo | Up to 9.5% on USDT / 8.5% on USDC (by tier and region) checked 19 Oct 2026 | Tanpa minimum | Custodial (in-app) | aktif |
| Hamilton Lane SCOPE (tokenized) SCOPE | Hamilton Lane / Securitize | 8.78% annualized since inception (I-USD, total return, to 31 Aug 2026) checked 19 Oct 2026 | Via Securitize (lowered vs. TradFi minimums) | Polygon / Ethereum | aktif |
| Apollo Diversified Credit Fund (tokenized) ACRED | Apollo / Securitize | ~6.93% (target, variabel) checked 9 Nov 2026 | Qualified investors via Securitize | Ethereum / Solana / Polygon (+) | aktif |
| Re Protocol reUSD (senior reinsurance tranche) reUSD | Re Protocol (Resilience (BVI) Ltd; underwriting Cover Reinsurance SPC, Cayman, CIMA) | ~6.8% (Re app, 2026-10-28) checked 28 Oct 2026 | Tanpa minimum | Ethereum / Solana / Base / Arbitrum / Avalanche and more | aktif |
| usd.ai (staked) sUSDai | usd.ai | ~6.77% (variabel) checked 9 Nov 2026 | Tanpa minimum | Arbitrum | aktif |
| Curve Savings crvUSD scrvUSD | Curve Finance | ~5.83% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Janus Henderson Anemoy AAA CLO Fund JAAA | Janus Henderson (Centrifuge / Anemoy) | ~5.8% (stated by Anemoy, undated) checked 19 Oct 2026 | Tanpa minimum (deJAAA) | Ethereum / Base / Solana (deJAAA) | aktif |
| Marinade Staked SOL mSOL | Marinade | ~5.47% (in SOL) checked 9 Nov 2026 | Tanpa minimum | Solana | aktif |
| Staked Frax USD sfrxUSD | Frax Finance | ~5.3% (~4-5%) checked 9 Nov 2026 | Tanpa minimum | Ethereum / Fraxtal | aktif |
| Maple Syrup USDC syrupUSDC | Maple Finance | ~5.08% checked 9 Nov 2026 | Tanpa minimum | Ethereum / Solana / Base | aktif |
| Ethena Staked USDe sUSDe | Ethena Labs | ~5.0% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+L2) | aktif |
| Jito Staked SOL jitoSOL | Jito | ~4.83% (in SOL, incl. MEV) checked 9 Nov 2026 | Tanpa minimum | Solana | aktif |
| Usual USD0++ USD0++ | Usual | ~4.47% (T-bill base + USUAL rewards) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Figure YLDS YLDS | Figure Markets | ~4% (SOFR-linked) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Provenance / Ethereum | aktif |
| Jupiter Lend (USDC) JUP-LEND | Jupiter (protocol) | ~4% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Solana | aktif |
| JustLend USDD (Tron) USDD-JL | JustLend DAO (Tron) | ~4% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Tron | aktif |
| BlackRock USD Institutional Digital Liquidity Fund BUIDL | BlackRock / Securitize | ~3.84% checked 9 Nov 2026 | $5M (institusional) | Ethereum (+8) | aktif |
| Spiko US T-Bills Money Market Fund USTBL | Spiko (SICAV, France) | 3.82% (net of fees, last 31 days) checked 19 Oct 2026 | €1 (≈$1,000 praktis) | Stellar / Ethereum | aktif |
| Sky Savings Token sUSDS | Sky (MakerDAO) | ~3.8% checked 9 Nov 2026 | Tanpa minimum | Ethereum (+Solana, Base) | aktif |
| Ondo US Dollar Yield USDY | Ondo Finance | ~3.75% checked 9 Nov 2026 | ~$50 (pasar sekunder) | Ethereum / Solana (+10) | aktif |
| Coinbase USDC Rewards CB-USDC | Coinbase | ~3.75% (Coinbase One members; varies by region and membership) checked 19 Oct 2026 | Tanpa minimum | Custodial (in-app) | aktif |
| Franklin OnChain US Government Money Fund BENJI | Franklin Templeton | 3.73% (7-day current yield, 30 Sep 2026) checked 19 Oct 2026 | Rendah (Benji app) | Stellar / Base / Ethereum | aktif |
| Aave USDC Lending AAVE-USDC | Aave (protocol) | ~3.7% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+many L2s) | aktif |
| Falcon USDf (staked) sUSDf | Falcon Finance | ~3.66% (variabel) checked 9 Nov 2026 | Tanpa minimum | Ethereum | aktif |
| Spark Savings SPARK | Spark (Sky ecosystem) | ~3.6% (variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Ethereum / Arbitrum / Base | aktif |
| Janus Henderson Anemoy Treasury Fund JTRSY | Anemoy / Janus Henderson (Centrifuge) | ~3.59% checked 25 Aug 2026 · over 30 days old | $500,000 (institusional) | Ethereum (+6) | aktif |
| Morpho Vaults (USDC) MORPHO | Morpho (vaults by curators) | ~3.5-5% (net, largest USDC vaults; variabel) checked 19 Oct 2026 | Tanpa minimum | Ethereum / Base (+) | aktif |
| Ondo Short-Term US Government Treasuries OUSG | Ondo Finance | ~3.5% checked 9 Nov 2026 | $5,000 | Ethereum / Solana / Polygon | aktif |
| WisdomTree Treasury Money Market Digital Fund WTGXX | WisdomTree | ~3.5% date not stated | Rendah (app-based) | Stellar / Ethereum (share records) | aktif |
| OpenEden TBILL TBILL | OpenEden | ~3.45% (T-bill level) checked 9 Nov 2026 | KYC onboarding; verify current minimum | Ethereum / Arbitrum | aktif |
| Midas mTBILL mTBILL | Midas | ~3.42% (tracks T-bills) checked 18 Oct 2026 | Tanpa minimum | Ethereum (+L2s, Algorand) | aktif |
| Superstate Short Duration US Government Securities Fund USTB | Superstate / Invesco | ~3.35% (T-bill level) checked 9 Nov 2026 | Qualified purchasers (high) | Ethereum / Solana | aktif |
| Circle USYC USYC | Circle (Hashnote Intl. Short Duration Yield Fund) | ~3.29% (T-bill level) checked 9 Nov 2026 | institusional channels | Ethereum / Solana / Canton / Sui | aktif |
| Centrifuge RWA Vaults CENTRIFUGE | Centrifuge (vaults per manager) | ~3-6% (per vault, variabel) checked 23 Jul 2026 · over 30 days old | Tanpa minimum | Ethereum / Avalanche (+) | aktif |
| ether.fi Staked ETH weETH | ether.fi | ~2.97% (in ETH + restaking) checked 9 Nov 2026 | Tanpa minimum | Ethereum (+L2s) | aktif |
| Spiko EU T-Bills Money Market Fund EUTBL | Spiko (SICAV, France) | 2.41% (net of fees, last 31 days) checked 19 Oct 2026 | €1 (≈€1,000 praktis) | Stellar / Ethereum / Base | aktif |
| Coinbase Wrapped Staked ETH cbETH | Coinbase | ~2.28% (in ETH, after fee) checked 9 Nov 2026 | Tanpa minimum | Ethereum / Base | aktif |
| Lido Staked ETH stETH | Lido DAO | ~2.25% (in ETH) checked 9 Nov 2026 | Tanpa minimum (any amount of ETH) | Ethereum (+L2s) | aktif |
| Rocket Pool Staked ETH rETH | Rocket Pool | ~1.93% (in ETH) checked 9 Nov 2026 | Mulai ~0.01 ETH | Ethereum (+L2s) | aktif |
| Savings DAI sDAI | Sky (MakerDAO) | ~1.25% checked 9 Nov 2026 | Tanpa minimum | Ethereum (+Gnosis, L2) | aktif |
Pertanyaan umum
Mengapa imbal hasil setinggi itu mungkin?
Biasanya karena hadiah token tambahan, pasar yang masih kecil, leverage, atau risiko gagal bayar yang lebih besar. Imbal hasil di atas suku bunga pasar uang selalu dibayar dengan risiko tambahan.
Apakah imbal hasilnya tetap?
Tidak. Sebagian besar angka adalah tingkat variabel atau rata-rata masa lalu. Imbal hasil dalam dolar juga mengandung risiko kurs terhadap rupiah.
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